calculate-state-pension.txt

State Pension calculator

Calculate when you’ll reach State Pension age, Pension Credit qualifying age or find out when you’ll be eligible for free bus travel.

If you're under 55 you can also find out how much you may get in today's money for your basic State Pension.

Get a [State Pension Statement](/state-pension-statement) instead of using this calculator if:

- you’re 55 or over
- you’re making a financial decision based on [the new pension options](https://www.pensionwise.gov.uk/)

##If you're under 55:

This calculator gives an estimate of your basic State Pension and information about the [new State Pension](/new-state-pension).

It doesn’t estimate any [Additional State Pension.](/additional-state-pension)

You’ll be asked for the number of years you worked and paid National Insurance or got certain benefits. These are the years of your [National Insurance contributions](/national-insurance) that count towards your State Pension.

Count tax years from 6 April to 5 April and don’t count any years twice (eg when you were working and getting benefits). Don’t count the current tax year.

This calculator uses a simplified calculation based on the current law. It can’t take into account every circumstance that might affect you. Don't make future financial decisions based on its results.